Stacey-Ann's Blog


Do You Really Need To Sell Your House Because You Can't Afford Payments Any More?

Selling your home may not be necessary.  I know that there are many of you out there trying to figure out the best way out of a mess you are in. You may be considering selling your home because you are so overwhelmed by the payments due to either loan adjustment or income changes since you bought the house.  Unfortunately many of you realize that with the lower house values today you won't be able to sell the house right now for the amount you owe.  You may be looking into trying a short sale or you may be thinking of just giving up and allowing the house to go into foreclosure.  It is never a happy day for a real estate agent to be called in to list a property that the owners really don't want to sell.  There may be an alternative for some of you and it is really working for others who were in difficult positions.  

I just heard of a second personal acquaintance who is going to benefit for the Making Home Affordable Loan Modification Program.  She received aLoan Modification packet yesterday and she was so excited she called me right away. Her monthly payment is being reduced by close to $1200.00.  She began working on this after I sent her the post I wrote about this program back on July 24th and is now happy to report this success.  

By going to the website, you can determine if you may be eligible by answering some simple questions.  You can also call 1-888-995-HOPE and speak with someone who will help you determine eligibility and help you get started.  

It is my hope that many of the struggling home owners out there can take advantage of this.  The foreclosures and short sales are not good for home values and are affecting the market.  If more people can stay in their homes it will be a win win for everyone.

I'm Paddy Pizappi - Work with Me and You'll be Happy!

Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
For Buyer Tips and Local Information visit     
Call or text to 845-800-7086 or email

If you or someone you know would like information about buying, selling, or renting a home in Prince George's, Montgomery,  Charles, Calvert, Anne Arundel, Howard, and/or Baltimore Counties please contact Dr. Stacey-Ann Baugh of Century 21 New Millennium.


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Donations made to charity with every successful closing!

Dr. Stacey-Ann Baugh

Century 21 New Millennium

240-481-3565 (C)

202-546-0055 (O)




Information deemed reliable but not guaranteed! 




Comment balloon 3 commentsDr. Stacey-Ann Baugh • September 19 2009 07:59PM


This is awesome.  People just need to reach out but alot of them are in denial.  I had 40 files to review in the last two months and all of them ... denial.  38 are going through loan modifications but two had to sell.  They were inside out and upside down and there was no way that it would have worked for them.

Keep up the good work!

Posted by Barb Van Stensel about 9 years ago

Thanks for the reBlog Stacey  I could not believe the success these people had.  It is worth a try for those in danger of losing.  sometimes depression causes us to not act and I am hoping that this pushes some to action before it is too late.

Posted by Paddy (Patricia) Pizappi, Real Estate Associate Broker Hudson Valley NY (Better Homes and Gardens Rand Realty) about 9 years ago

Very nice Re-Blog Stacey-Ann!  Congrats to Paddy for letting people know there is an alternative.

Posted by Mary Douglas, REALTOR, Red Feather Lakes, Colorado (United Country Ponderosa Realty, Red Feather Lakes, Colorado) about 9 years ago

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